Being owed money is one problem. Recovering it is another. A debt recovery lawyer can help you assess the debt, communicate with the debtor, issue a formal legal notice and pursue the appropriate recovery process if payment is not made. Almajd Justice reviews the debt and supporting evidence before advising you on the next step.
Debt recovery can involve individuals, businesses, unpaid cheques or debts where the debtor is no longer in the UAE. The appropriate approach depends on the nature of the debt, the available evidence and the debtor's circumstances.
Businesses may face unpaid invoices, outstanding contractual payments, loans or other commercial debts. The underlying agreement and payment records are important when establishing what is owed and the basis for recovery. Almajd Justice can review the commercial documents, payment history and correspondence and advise on the appropriate recovery route.
Personal debts can arise from loans, unpaid obligations or other agreements between individuals. Even where the arrangement was informal, available evidence can help establish the nature and amount of the debt. We assess the documents and circumstances and explain what legal options may be available to recover the outstanding amount.
A returned cheque can provide a direct route to debt recovery, but the reason for non-payment matters. Under Article 667 of Federal Decree-Law No. 50 of 2022 (Commercial Transactions Law), a cheque returned by the drawee for insufficient or unavailable funds is treated as an executive instrument, allowing the holder to seek compulsory execution for the unpaid amount. The framework follows reforms introduced by Federal Decree-Law No. 14 of 2020, which introduced the executive-instrument mechanism through Article 635 Bis of the previous Commercial Transactions Law. Almajd Justice can review the cheque, the underlying debt and the bank's reason for non-payment and advise you on the appropriate recovery or enforcement route.
A debtor leaving the UAE does not necessarily mean that recovery is impossible. The available options depend on the debt, existing documents, whether proceedings have already started and the debtor's circumstances. We can assess the position and explain what recovery or enforcement options may remain available.
The time limit for pursuing a debt depends on the nature of the claim, when the debt became due and the legislation applicable to the underlying obligation. Different types of debt may be subject to different limitation periods, so a creditor should not assume that every debt follows the same deadline.
The applicable limitation period should be assessed based on the type of debt, the date it became due and any events that may affect the running of the limitation period. The documents creating or acknowledging the debt, including contracts, invoices, payment records and correspondence, should be reviewed before deciding whether a claim can still be pursued.
Cheque-related claims can involve separate procedural requirements and deadlines depending on the nature of the cheque, the reason for non-payment and the recovery route being pursued. Under Article 667 of Federal Decree-Law No. 50 of 2022, Promulgating the Commercial Transactions Law, a cheque returned due to insufficient or lack of funds is treated as an executive document, allowing the holder to seek compulsory execution for the unpaid amount.
Because the appropriate procedure can depend on the cheque and underlying debt, creditors should avoid delaying action while assuming that the cheque itself provides unlimited time for recovery. Almajd Justice can review the debt documents, cheque and payment history and advise on the applicable deadlines and recovery options.
A legal notice can be an important first step when a debtor has failed to pay. It formally sets out the amount claimed, the basis of the debt and what is expected from the debtor within the relevant period.
Almajd Justice can review the supporting documents, prepare the appropriate legal notice and advise you on the next step if the debtor does not respond or settle the outstanding amount.
A legal notice does not guarantee payment, but it can establish a clear formal record of the demand before further legal action is considered.
If a debtor does not respond to a legal notice or refuses to settle the debt, further action may be available depending on the nature of the claim and supporting evidence.
The appropriate route may involve filing a claim, seeking a judgment and, where applicable, pursuing enforcement measures against the debtor or their assets.
The specific process depends on the circumstances rather than following the same route for every debt.
A travel ban can, in certain circumstances, be sought as part of proceedings involving a debt. It is not an automatic recovery measure and does not itself guarantee that the creditor will receive payment.
Whether a travel ban or another precautionary or enforcement measure is available depends on the circumstances and applicable legal requirements. Almajd Justice can assess the position and explain which measures may be relevant to your case.
There is no single timeline for every debt recovery matter. The duration can depend on whether the debtor responds to the legal notice, whether the debt is disputed, the complexity of the claim and whether court or enforcement proceedings become necessary.
A straightforward settlement may resolve a matter relatively quickly, while contested proceedings can take considerably longer. We can explain the expected stages and likely considerations based on your particular circumstances.
The cost of recovery depends on the nature and value of the debt and the work required. A matter resolved after a legal notice will involve a different scope of work from one requiring court proceedings and enforcement.
Almajd Justice provides a fixed-fee consultation, allowing you to understand your legal position and discuss the appropriate recovery route before deciding whether to proceed with further services.
Debt recovery requires more than repeatedly asking someone to pay. The legal basis of the debt, available evidence and appropriate recovery route all need to be considered before taking further action.
You know the consultation fee before proceeding. The initial consultation is provided at a fixed fee, with no obligation to instruct Almajd Justice afterwards.
You can understand your legal position and available recovery options before deciding whether to take further action.
Your debt matter can be discussed in Arabic or English, allowing you to explain the circumstances and understand the legal advice provided.
We first understand the debt, assess the supporting evidence and then explain the appropriate recovery strategy and any filing or legal action required.
Debt recovery can involve different procedures depending on the type of debt, available evidence and whether the debtor disputes the amount. These answers address some of the practical questions creditors commonly have.
Know your legal options before taking the next step.
